Free Tools

Mortgage Calculator

Get an estimate of your monthly payments and see how much you could borrow. For accurate, personalised figures, get in touch.

Calculate Your Payments
£250,000
£50k£1m
£25,000 (10%)
5%50%
4.50%
1%10%
25 years
5 years40 years
Your Estimate

Monthly Payment

£0

Loan Amount

£225,000

LTV Ratio

90%

Total Repayment

£0

Total Interest

£0

Important Information

These calculators provide estimates only and should not be relied upon for financial decisions. Actual mortgage rates, terms, and lending criteria vary between lenders and depend on your individual circumstances including credit history, employment status, and existing financial commitments.

For accurate figures and personalised advice, please book a free consultation. Your home may be repossessed if you do not keep up repayments on your mortgage.

Understanding Rates

What Affects Your Mortgage Rate?

Deposit Size

Larger deposits (lower LTV) typically unlock better rates.

Fixed Term

2-year fixes often have lower rates than 5-year fixes.

Credit Score

Better credit history means access to the best deals.

Product Type

Repayment vs interest-only, and any product fees.

Want Accurate Figures?

These calculators give you an idea, but every situation is different. Book a free consultation for accurate, personalised figures based on your circumstances.

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